|The cowboy was trying to buy a health insurance policy. The insurance agent was going down the list of standard questions.“Ever have an accident?““Nope, nary a one.““None? You’ve never had any accidents.““Nope. Ain’t never had one. Never.““Well, you said on this form you were bit by a snake once. Wouldn’t you consider that an accident?““Heck, no. That dang varmint bit me on purpose.“